Can Foreigners Get a Mortgage in Netherlands?

If you are house-hunting in the Netherlands and wondering, can foreigners get a mortgage in Netherlands, the short answer is yes. The longer answer is that approval depends less on your passport and more on how a lender views your income, residency status, employment contract, and long-term ability to repay. That is where many expats get stuck – not because buying is impossible, but because the rules are not always explained clearly.