What is an Expat Mortgage in the Netherlands?

You have a good salary, a solid career, and enough savings to start house hunting – then the mortgage conversation starts, and suddenly everything feels less straightforward. If you have asked what is an expat mortgage, the short answer is this: it is a mortgage solution designed for people living abroad or living in the Netherlands with an international income, residency history, or employment situation that does not fit the standard Dutch lending box.